Category: Mortgages

Dreaming of buying a home in 2025? From budgeting and making offers to understanding escrow (what is escrow anyway?), our latest guide breaks it all down.

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Are you a first-time homebuyer in Lake Mills, WI? If so, keep reading to learn more about the first-time homebuying process, essential tips to follow, and discover how Farmers & Merchants State Bank’s local lending expertise can help.

first-time homebuyer, homebuyers, lake mills, lenders, local, mortgage

Your Path to Homeownership: F&M Bank's Simple Guide Dreaming of a place to call your own? Farmers and Merchants State Bank is here to simplify your journey to homeownership. Let's break down the process into six straightforward steps that make achieving your dream home a breeze.  1. Determine How Much Home You Can Afford:  Before

Buying a home can be a combination of exciting, surreal, stressful, and unfamiliar. With all of those emotions combined, it’s important to make sure you’re well-educated on the dos, don'ts, and everything in between. We’re here to provide you with a comprehensive guide for first-time home buyers, so you can feel confident starting the journey!