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New year, new financial goals! Check out our latest blog post for expert tips on making big purchases, paying off debt, and planning for retirement.

checking accounts, financial planning, HSAs, IRAs, New Year Financial Planning, retirement planning, savings accounts

Thoughtful gifts help build stronger relationships, lasting memories, and are budget-friendly! Discover the power of thoughtful gift-giving and save money with our holiday savings account.

gift giving, holidays, lake mills, savings, savings account, tips and tricks

October is Cybersecurity Awareness Month! Cybercrime is on the rise. Are you doing everything you can to protect yourself? Check out these essential tips and learn more about how F&M works to keep you safe.

cybersecurity, security

Are you up to date with FinCEN’s new beneficial ownership reporting requirements? These changes are crucial for ensuring transparency and combating financial crimes. Check out our latest blog post to learn what these new rules mean for your business and how you can stay compliant.

beneficial ownership, fincen

At Farmers & Merchants State Bank, we understand that the security of your personal and financial information is of the utmost importance.

cybersecurity, mobile banking, online banking, security

Fraudulent checks can cause significant financial loss and stress, but with the right knowledge and vigilance, you can safeguard your accounts. Here’s what to know about fake checks.

fraud, security, tips

Are you a first-time homebuyer in Lake Mills, WI? If so, keep reading to learn more about the first-time homebuying process, essential tips to follow, and discover how Farmers & Merchants State Bank’s local lending expertise can help.

first-time homebuyer, homebuyers, lake mills, lenders, local, mortgage

In Jefferson County, Wisconsin, summer brings endless opportunities for adventure, art, and well-being. Whether you're an outdoor enthusiast or a lover of culture, this charming county has something for everyone.

April is a significant month in the banking world as it marks both Financial Literacy Month and Community Banking Month. At F&M, we are committed to helping you navigate through this important period. Here are some tips to help you improve your financial literacy and understand the role of community banks in your financial journey.

Your Path to Homeownership: F&M Bank's Simple Guide Dreaming of a place to call your own? Farmers and Merchants State Bank is here to simplify your journey to homeownership. Let's break down the process into six straightforward steps that make achieving your dream home a breeze.  1. Determine How Much Home You Can Afford:  Before