Blog

April is a significant month in the banking world as it marks both Financial Literacy Month and Community Banking Month. At F&M, we are committed to helping you navigate through this important period. Here are some tips to help you improve your financial literacy and understand the role of community banks in your financial journey.

Your Path to Homeownership: F&M Bank's Simple Guide Dreaming of a place to call your own? Farmers and Merchants State Bank is here to simplify your journey to homeownership. Let's break down the process into six straightforward steps that make achieving your dream home a breeze.  1. Determine How Much Home You Can Afford:  Before

Christmas is a wonderful time of year, but it can also be a very expensive one. If you're not careful, you can easily spend more money than you planned on gifts, food, and decorations. But there are ways to save money for Christmas without sacrificing the holiday spirit.

At Farmers and Merchants State Bank, we understand the importance of smart financial choices, especially when it comes to growing your savings. Our Certificate of Deposit (CD) options offer unique advantages for individuals seeking to boost their financial growth.

In today's fast-paced world, it's easy to get caught up in the whirlwind of expenses, especially when it comes to holiday shopping. However, financial wellness is all about making thoughtful decisions today to secure a brighter future tomorrow.

This October, we are celebrating Cybersecurity Awareness! At Farmers & Merchants State Bank, we're excited to help you navigate the digital world safely and securely. As technology continues to evolve, so do the methods used by cybercriminals. This month, we're dedicated to equipping you with essential tips to protect your sensitive information.

Step right into the future of finance, where our smartphones have transformed into digital vaults brimming with possibilities. Our phones have become treasure troves for our money, offering convenience and innovation. But there's more beneath the surface. We'll explore the risks of storing wealth in apps and shed light on potential pitfalls.

Buying a home can be a combination of exciting, surreal, stressful, and unfamiliar. With all of those emotions combined, it’s important to make sure you’re well-educated on the dos, don'ts, and everything in between. We’re here to provide you with a comprehensive guide for first-time home buyers, so you can feel confident starting the journey!

With our world continuing to expand digitally, we decided it was time to grow our services and launch a digital Face-to-Face Banking platform! We’re so excited to offer this convenient, quick, and simple resource to our current and future customers.