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MyPic Debit Card Terms and Conditions
The Farmers & Merchants State Bank MyPic Debit Card service is subject to these Terms and Conditions. Additional general terms and conditions apply to your Debit Card as outlined in the Account Agreement and Disclosure Statement. The image submitted by you is herein referred to as the “Image”.
  1. You certify that you have read and understood the Image Guidelines and that the image you submitted to Farmers & Merchants State Bank complies with the Image Guidelines.

  2. Unless waived as part of a promotion or as part of your deposit account type, your card-linked account will be debited $14.99 when your Image is approved. A $14.99 fee will apply to a new, replacement or reissued MyPic Debit Card.
     
  3. You warrant to Farmers & Merchants State Bank that: (i) you are the owner of the Image (i.e. the Image was taken by you) or you have obtained express consent from the Image's owner to use the image on your MyPic Debit Card; (ii) you have obtained express consent from any person whose image you use on your MyPic Debit Card; and (iii) use of the Image by Farmers & Merchants State Bank will not infringe any other person's rights, including intellectual property rights, in the Image.
     
  4. Farmers & Merchants State Bank may, in its discretion, require evidence of the Image owner's consent or of your ownership of the Image.
     
  5. You (or you have obtained consent from the image's owner) grant to Farmers & Merchants State Bank a perpetual, non-transferable, non-exclusive, royalty-free, world-wide, irrevocable license to use the Image and the data you provide to Farmers & Merchants State Bank for the purpose of providing your MyPic Debit Card.
     
  6. You consent (or have obtained consent from the image's owner) to Farmers & Merchants State Bank storing, modifying, copying or using the Image.
     
  7. You shall indemnify and hold harmless Farmers & Merchants State Bank, its successors and assigns, against any claims arising or loss suffered by Farmers & Merchants State Bank resulting from your use of this service or as a result of the Image being used on and reproduced on your MyPic Debit Card, or arising out of or as a result of Farmers & Merchants State Bank storing, modifying, copying or using the Image.
     
  8. Farmers & Merchants State Bank's liability hereunder is limited to refunding the fee associated with the issuance of the MyPic Debit Card, and Farmers & Merchants State Bank is not liable to you for any loss, damage, claim or expense whatsoever in relation to any action by Farmers & Merchants State Bank permitted under these Terms and Conditions. Farmers & Merchants State Bank is not responsible for poor-quality images or images poorly positioned on the MyPic Debit Card template.
     
  9. Your MyPic Debit Card remains the property of Farmers & Merchants State Bank and you agree to immediately return it or destroy it if asked by Farmers & Merchants State Bank for any reason, or if the card or accounts that your MyPic Debit Card is linked to is closed.
     
  10. If approved, the Image will be stored by Farmers & Merchants State Bank or its agents and contractors for a period of at least three (3) years. The Image will be printed on any subsequent reissued MyPic Debit Cards within a three-year period unless you have uploaded another image within that period.
     
  11. Farmers & Merchants State Bank reserves the right not to accept or use any image you submit, or to refuse to issue a MyPic Debit Card.

I agree to these Terms and Conditions
You must agree to the Terms and Conditions to continue. We will email you to confirm that your image has been received and approved.
You must agree to the terms and conditions to continue.

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Farmers & Merchants State Bank
Waterloo - Marshall Wisconsin
1-888-478-3007

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