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An annuity is contract with an insurance company. Annuities provide stability of principal and completive tax deferred returns. At maturity, the annuity value can be converted into monthly income guaranteed for as long as you live. Annuity contracts are not FDIC insured

Why do people buy deferred annuities?

Some of the most common reasons that individual use annuities to protect their retirement assets are:
  • Tax deferred growth
  • Guaranteed monthly retirement income they cannot out live.
  • Easy way to save for retirement
  • Stability of principal
  • Growth potential
In other words, an annuity can add principal stability to diversified portfolio while offering the potential for guaranteed capital growth, income tax benefits and a guaranteed lifetime income.

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