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Retirement Planning / IRAs

In Touch With Individual Retirement Accounts


Individual Retirement Accounts (IRAs)

Whether you're just beginning to plan for retirement or you're just planning to retire, Farmers & Merchants State Bank provides numerous lRA options. Our lRAs can help reduce the cost of savings for retirement by allowing taxpayers to defer income taxes. Terms may vary from as little as seven (7) days to as long as five (5) years.
  • Interest paid annually or at maturity
  • Automatically renewable
  • Traditional and Roth lRA available
  • Coverdell Education Account available

All Individual Retirement Accounts (IRAs) may have penalties for early withdrawals. Maximum annual contribution regulated by law.

(Please consult your tax advisor for additional information regarding taxes.)


Our Personal Banker professionals are here to serve you and make your savings process as simple as possible. To find out more information about opening your Individual Retirement Account (IRA) call or e-mail one of our Personal Banker professionals today.

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Farmers & Merchants State Bank
Waterloo - Marshall Wisconsin

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